car insurance

5 Things To Keep In Mind Before Taking A Car Insurance

When buying a car, there are some necessary things which one must make sure about having it in hand. These include the registration certificate, the driving license and most importantly the car insurance. Most people do not give it a thought while getting car insurance done. They treat it as a formality but this should not be the case with anyone. Often low premium costs are the deciding factor while picking a car insurance product. This could easily mean not having adequate or enough protection cover during an accident or damage. It would be useful and wise to go online and compare the insurance products available on several parameters including the cost. Not just that, you should be aware of all the facts before finalizing the insurance product.

Listing down the most important 5 things to be known when finalizing car insurance:

Low Premium on High Deductibles

Car insurance companies decide prices on the estimate of the money they think they will have to pay you in case of any eventuality. However, if you agree to raise your deductibles, hence decreasing the amount that the insurance company has to give in your claim, they usually offer a low premium. Avoid opting for this unless you can afford to pay the deductibles.

Policy Lapse/Expire

Insurance companies don’t like car owners who do not have a motor insurance policy. They are considered an irresponsible and risky investment. So they fall back on the security of high premiums. Allowing your car insurance policy to lapse may cost you more than you think. The new policy will not come cheap for sure.

Zero Depreciation

A zero depreciation cover is your safest bet. This type of cover offers full settlement without factoring in the depreciation. So in case, your car meets with an accident, a zero depreciation cover ensures you do not have to pay anything from your pocket for the damage caused vis-à-vis a normal car insurance that factors in depreciation and makes a considerably reduced settlement.

No Claim Bonus Transfer

Upgraded your car? You can transfer your accumulated NCB to your new car. Moved to a new insurer? Again, you can transfer your current No claim Bonus to the car insurance policy under the new firm. As simple as that!

Engine insurance

Did you know that you can opt for an add-on that would cover your engine as well to save you the cost of repairs that are not caused by an accident? Engine repairs can get pretty expensive, especially if the damage is caused by flooding, and this add-on will save you a lot of trouble, and of course, money!

There are a lot many things more too which should be kept in mind but these are one of the most important. In case you feel that you should have more knowledge before purchasing insurance, visit us at Capital Hyundai and our team of experts would be able to assist you better.

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Some handy hacks to remove scratches from your car

Scratches are unavoidable especially in India. It is really frustrating when your new car gets scratched and you start feeling helpless. Majority of times the scratches on the car exterior are because of some people trying to play with the car, especially when the car is parked in a public place.

Once you leave the car for an hour or so, it would never be in the same condition.  Also, people should never park their cars under a tree. This would increase the number of scratches on their car top and sides as the small twigs and branches of the tree which fall from height cause damage to the car. It might not be noticeable but if you look at the sight properly, you would find numerous scratches on the sides and top as the corners of the twigs are sharp and rub of the car paint at times.

Here are some tips on how you could remove scratches from your car:

Remove scratch with a toothpaste

Ever wondered how a scratch could be removed with toothpaste? Well this works the best if the scratches are not deep and haven’t entered the layer of paint. Toothpaste sands down the uneven surface on your car sheen and fills in the gap. In case there is irrelevant paint on the exterior, the toothpaste was act as an abrasive to help expel that as well.

Selecting the right paste is also an integral part as every toothpaste won’t work properly. Whitening toothpaste works because of its rougher, grittier texture. Though you might not feel a difference in your brushing routine, it makes a significant difference when used on your car’s paint. Whitening toothpaste contains small, barely discernible abrasives, ones that similar to the abrasives found in car polish. As you gently rub the toothpaste against your car, the abrasive action removes tiny layers of film and clear coat, polishing away those ugly marks and leaving a glistening mirror shine.

Remove car scratches with a clear coat

Minor scratches, ones with low shine can always be removed with the clear coat compound easily. This helps in bringing back the car in good shape and it would also act as an abrasive which would in turn remove the minor scratches from the exterior.

Get the car exterior rubbed

Getting the car exterior rubbed where the minor scratches are clearly visible can easily take out these scratches and give the car a new look again. This is a way to get rid of the scratches on the car but it will cost you more and might not be done efficiently if you are not aware of the best place.

If you are not confident on these hacks, please do not try these at home. Trust the experts and get proper guidance at the service center. That’s the best way to deal with such situations.

Got a scratch you can’t get rid of?

Get it to Capital Hyundai and we’ll do it for you! 

road safety with hyundai

Road safety rules you must absolutely abide by

Every citizen of India staying here should be aware of some basic safety rules while traveling on the road. It is even our duty to abide by those rules for the safety and betterment for own self and every other citizen of our country. It is even more important to follow some traffic signals as they are a part of the road safety rules.

Over 150,000 people in India are killed every year due to traffic accidents. With a per day average of 400 fatalities, India has one of the highest rates of accidents in the whole world. One of the prime reasons for these accidents is the negligence of road safety norms and traffic signs. Be it a pedestrian or a person driving a car/motorcycle, having awareness about road safety norms and traffic signs are an absolute necessity in today’s time.

Traffic signs are also an integral part as they provide important information on the condition of roads. They also guide people on how they should conduct themselves on the road. People who are aware of these tend to make fewer mistakes and reach their destination safely.

In India, any person applying for a driving license in a legal way is required to get familiar with the road safety signs and rules. They need to go through a driving test written or oral before they obtain the license. Here are some ways or tips you could follow to be safe and follow the traffic rules:

  • Road signs inform drivers of the correct lanes to take so that they can avoid blockages caused due to abrupt turns.
  • Provide significant information about sensitive junctions and curves, speed limit, and presence of hospitals or schools nearby so that drivers can adjust their pace accordingly.
  • Inform vehicle owners about available/restricted parking areas, entry and exit points, and more.
  • Guide heavy, medium, and light vehicles with proper division of lanes.
  • Ensure discipline on the roads by the implementation of lane discipline and overtaking rules.
  • Inform motorists about directions to take, potential dangers ahead, and rules to follow on highways.

The Police of India has also started taking strict action against the people not following the rules and the traffic signals. There has been an increase in the amount of the challan rates and where people could escape easily earlier now have to pay a minimum of Rs 2000 if not following the rules.

It is not only about the challans here but if every citizen takes responsibility for themselves, the number of road accidents would reduce at quite a pace and for every person, it would become safe to travel on the road. It has been noticed that people only follow rules when it gets strict on them and never think about safety while being on road.

Hence it is the responsibility of every person staying in this country to abide by the rules so that every other person traveling on the road is safe.

hyundai car service

How to prepare your car for a long road trip

The first and foremost thing before you start a long road trip is to check on your car thoroughly. We become very casual when it comes to keeping an eye on the car. Ask yourself- Will this be a good idea for a long road trip or should we just make some other arrangements. A road trip could only be fun if your car supports you on the way otherwise it could be the worst situation one could ever be in. So once you have planned a long trip by road, you should get your car serviced and thorough inspection should be done before you leave for your destination.

Here are some tips on how your road trip could be a success:

Get your tires inflated with Nitrogen air

Nitrogen air should always be the preference if you are traveling by road. Nitrogen not only helps in a smooth drive but also keeps the tire cool. It also helps to increase the life and you could travel freely. But make sure you’re tires are inflated to the correct mark as per your car’s requirement.

Check the AC during summers

If you have planned your road trip in summers, check on the AC. The temperatures are soaring outside the car and there are times when the AC cannot bear the heat and starts to trip. This is usually the case with smaller cars as compared to the SUV’s but one should always keep a check on their car AC irrespective of what you own. In case you feel the car AC is not working properly, get it checked. There might be a leakage or maybe it needs refilling.

Check the engine and counterparts

Always be careful while you check the engine and its counterparts. This is the basic you could do but many of us fail to do it properly. The engine oil, the oil filter, the air filter, coolant, the brake oil etc. are all important as they would make your travel seamless if in good condition. Getting your car serviced doesn’t only mean getting an inspection done but also if any of them needs to be replaced, you should have it done immediately without ignoring or delaying. These are some basics which would help an individual not only while traveling but also when you are on the road commuting to office or anywhere else.

Get your headlamps and tail lamps checked

Never ignore your car lights whether it be the front or tail lights. Even if one of them is not working, get it replaced immediately. This helps the other commuter to easily recognize the car. In most cases, accidents occur because people either forget to get their lights replaced or do not switch on their lights.

Always remember, road trips could always be fun if you be a little cautious and drive safely with your car in good condition.

Want to get your car prepared for a road trip?
Schedule your Hyundai car servicing at Capital Hyundai.

5 things we love about the New Santro

The New Santro is a compact and complete family car. It is one of the best in its segment. The car is wider and taller than the i10 model and is powered by a 1.1 litre petrol engine that makes 69 BHP at the crank and 99NM of torque. There are also options of factory-fitted CNG kits.

It is the first Hyundai car globally to get an Automatic transmission that was developed inhouse by Hyundai itself. It is available in 3 variants, the Magna, Asta and Sports.

The interiors of the car are quite spacious. The car is 3,610mm long and 1,645mm wide—imparting ample elbow and knee room for four passengers, though Hyundai claims to seat five without a cinch. The headspace is the best-in-class and even comparable to some mid-sized sedans in the market. It has a full-touchscreen entertainment system which is similar to the one seen in the Grand i10. It has a new processor and is compatible with Apple carplay and Android auto. It also doubles up as a display for the reverse camera.

In terms of Safety, the Santro has a lot of Safety features which are in line with the all-new safety mandate coming into effect starting in July 2019. The safety features include ABS, EBD, seatbelt reminder, speed warning system, and reverse parking sensors. Hyundai has also included speed sensing door locks as standard.

The New Santro has been designed in such a way that it gets the tall boy look. On the exterior front, the grille has been designed a bit fancy; LED DRLs have been installed on the headlamps. On the interior side, the upholstery has a black and beige colored look.

Coming to the price, The Santro is available in five variants – D-Lite, Era, Magna, Sportz and Asta. The automatic is only offered on Magna and Sportz variant. The base model is priced at Rs. 3.89 lakh while the top-end model at Rs. 5.49 lakh. In case of the auto transmission, it is priced at Rs. 5.18 for Magna and Rs. 5.46 lakh (all prices, Ex-Showroom) Hyundai Santro Price D-Lite – Rs. 3.89 Lakh Era – Rs. 4.24 Lakh Magna – Rs. 4.57 lakh Sportz – Rs. 4.99 Lakh Magna (AT) – Rs. 5.18 Lakh Sportz (AT) – Rs. 5.46 Lakh Asta – Rs. 5.49 Lakh.

When you compare all these things with a normal hatchback, the Santro is the best option to buy. In case you are still confused and want to know more about the new Santro, visit Capital Hyundai Noida and our team of experts would be able to clear all your doubts and queries.

Check out the complete features of the new Santro on Capital Hyundai.